Senior citizens who are enrolled or who plan to enroll in the Medicare Advantage Plan might be getting more than they bargain for regarding fees and coverage. For some, there are more options available when it comes to medical care. However, others might have to pay more money for the same services that they have been receiving. The new Medicare plan begins in January with the enrollment period ending in December.
According to khn.org, most of the services that are offered will be available in at least 20 states before the options are launched across the entire country. All of the benefits that are offered with Medicare Part A and B will be the same along with new services. There will be structures regarding health maintenance organizations as well as plans that involve special needs. There will also be savings plans associated with Medicare, a benefit for those who might not use their full benefits throughout the year. At least 12 different insurance companies will offer expanded services. These services will be offered through over 150 plans in the states that are participating in the changes.
Only senior citizens who have one of the conditions listed through Medicare could be eligible to receive some of the benefits that are offered. There will be plans that cover alternative medications and treatments as well as visits to day centers for senior citizens. Some programs will cover a personal aide who comes to the person’s home, a benefit for those who don’t want to go to a nursing facility or who don’t have the money to go to a nursing home or assisted living facility. Some plans will cover meals delivered to the home as well as other services that make it easier for seniors to stay out of a nursing facility. Costs are expected to be lower with some of these plans as well.